Payment Methods
Prism's authorize call accepts a payment_method that describes how the payer's instrument is represented. Set exactly one variant inside that object — Prism handles the connector-specific transformation.
| Payment method | Example fields |
|---|---|
| Connector Token | connector_token / payment_method.token |
| Card | payment_method.card |
| Wallets | payment_method.apple_pay / google_pay / paypal_redirect / paypal_sdk / ... |
| Bank Transfer | payment_method.ach_bank_transfer / sepa_bank_transfer / bacs_bank_transfer / ... |
| Direct Debit | payment_method.ach / sepa / bacs / ... |
| Online Banking | payment_method.ideal / sofort / giropay / eps / ... |
| BNPL | payment_method.klarna / afterpay_clearpay / affirm |
| UPI | payment_method.upi_collect / upi_intent / upi_qr |
| Voucher / Cash | payment_method.alfamart / indomaret / oxxo / ... |
| Crypto | payment_method.crypto |
| Gift Card | payment_method.givex / ... |
Non-PCI flow: If card details are collected via the processor's JS SDK (Stripe.js, Adyen Drop-in, etc.), call
payments.tokenAuthorize()with a top-levelconnector_tokenfield instead ofpayments.authorize()— thepayment_methodfield is absent in that call. See Connector Token.