pre_authenticate Method

Overview

The pre_authenticate method initiates the 3D Secure authentication flow. It determines whether frictionless or challenge-based verification is needed.

Business Use Case: Before processing a high-value transaction, initiate 3DS to reduce fraud liability.

Purpose

Scenario	Benefit
Fraud prevention	Shift liability to issuer
SCA compliance	Meet EU requirements

Request Fields

Field	Type	Required	Description
merchant_order_id	str	Yes	Your unique order reference
amount	Money	Yes	Transaction amount
payment_method	PaymentMethod	Yes	Card details
return_url	str	Yes	URL to redirect after 3DS

Response Fields

Field	Type	Description
connector_transaction_id	str	Connector's 3DS transaction ID
status	str	FRICTIONLESS, AUTHENTICATION_REQUIRED
authentication_data	dict	Device data for next step
redirection_data	dict	Challenge URL if required
status_code	int	HTTP status code

Example

SDK Setup

from orchestratorx_prism import PaymentMethodAuthenticationClient

auth_client = PaymentMethodAuthenticationClient(
    connector='stripe',
    api_key='YOUR_API_KEY',
    environment='SANDBOX'
)

Request

request = {
    "merchant_order_id": "order_001",
    "amount": {
        "minor_amount": 10000,
        "currency": "USD"
    },
    "payment_method": {
        "card": {
            "card_number": {"value": "4242424242424242"},
            "card_exp_month": {"value": "12"},
            "card_exp_year": {"value": "2027"}
        }
    },
    "return_url": "https://your-app.com/3ds/return"
}

response = await auth_client.pre_authenticate(request)

Response

{
    "connector_transaction_id": "pi_3Oxxx...",
    "status": "FRICTIONLESS",
    "authentication_data": {
        "eci": "05",
        "cavv": "AAABBIIFmA=="
    },
    "status_code": 200
}

Next Steps

• authenticate - Complete the 3DS flow